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USBuilldingsDirect - Steel Buildings, manufacturer of superior pre-engineered metal buildings, buy factory direct and save! Stronger than pole buildings at USBuildingsDirect.com

Premier Steel Buildings, Inc - We sell commercial, industrial and agricultural steel buildings.

PVC & Plastic profiles, doors, sections, extrusions, furniture & industrial profiles. - Leading Manufacturer of PVC Profiles, Plastic profile, PVC Furniture, PVC sections, plastic sections, PVC extruded sections, plastic extruded sections, Modular Kitchen, portable houses, PVC Ceilings, plastic Partitions, Door frames in pvc, Plastic Extrusi

Foundation Repair & Maintenance By Metro Leveling - Learn about the signs of foundation trouble and the different methods to prevent and correct them. Free foundation inspections for the Dallas and Fort Worth Texas metroplex.

Home Improvement - Complete professional home improvement, room additions, kitchen and bathroom remodeling, finished basements, siding and roofing.

 

 

Things You Need to Know
before you talk to an Insurance Agent

Parenting

According to the U.S. Department of Agriculture, American parents spend in the neighborhood of a quarter of a million dollars to support a child through age 18. That figure doesn't even include the mother of all child-related expenses, a college education. Of course, most families wish to give their children more than the basics when it comes to financial support and that's where a smart financial plan comes into play - including life insurance and trusts.


Where are You Vacationing?

You can get life insurance if you smoke or sky-dive. But good luck if you plan to visit Israel , Colombia , Kenya , or Saudi Arabia . Some big U.S. insurers, including Allstate Corp., won't insure anyone, for any price, who plans in the next three years to visit one of those countries or the other 22 now on the State Dept.'s travel-warning list.

Are life insurance benefits taxable?

Death benefits are usually not subject to federal income tax. There are exceptions, though, if the IRS deems your insurance policy to be an investment in disguise or if the benefit pushes your estate pass the estate tax thresholds. Your insurance agent should be able to tell you if your policy benefits will be taxable.

 

Who can you insure?

There must be an insurable interest in order for one party (you) to take out life insurance on another party (parents, children, etc.).

Do they support you, or do you live with them and rely on them for any financial support or living situation? If yes, you may be able to get a life policy on them.