Please enjoy this directory. Please note that we are not responsible for the content on these web properties, nor are we affiliated with these websites.

Crib Bedding Store at Baby Envy - We offer a wide selection of designer baby crib bedding and furniture - all at discount prices.

Baby TJ - Cool and funky baby t-shirts including tribal or personalized designs, and many more to come.

MegaMood Baby Boutique - Leading Canadian online baby store offering European baby clothes, soft leather baby shoes and toddler clothing. Great selection of baby swim wear and rain gear, luxurious blankets and gifts! Distributor of the Sleep Sheep and Lavender Lab.

Cloth Diapers - A variety of cloth diapering products such as, Fuzzi Bunz, Happy Heinys, Sherpa Fitted Diapers, Stacinator, Natural Baby Care Products, and More!

 

 

Things You Need to Know
before you talk to an Insurance Agent

Parenting

According to the U.S. Department of Agriculture, American parents spend in the neighborhood of a quarter of a million dollars to support a child through age 18. That figure doesn't even include the mother of all child-related expenses, a college education. Of course, most families wish to give their children more than the basics when it comes to financial support and that's where a smart financial plan comes into play - including life insurance and trusts.


Where are You Vacationing?

You can get life insurance if you smoke or sky-dive. But good luck if you plan to visit Israel , Colombia , Kenya , or Saudi Arabia . Some big U.S. insurers, including Allstate Corp., won't insure anyone, for any price, who plans in the next three years to visit one of those countries or the other 22 now on the State Dept.'s travel-warning list.

Are life insurance benefits taxable?

Death benefits are usually not subject to federal income tax. There are exceptions, though, if the IRS deems your insurance policy to be an investment in disguise or if the benefit pushes your estate pass the estate tax thresholds. Your insurance agent should be able to tell you if your policy benefits will be taxable.

 

Who can you insure?

There must be an insurable interest in order for one party (you) to take out life insurance on another party (parents, children, etc.).

Do they support you, or do you live with them and rely on them for any financial support or living situation? If yes, you may be able to get a life policy on them.